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The Middle Class Financial Death Line: One Step Away from Poverty
Recently, a topic has sparked extensive and hot discussion in both China and the United States—the “financial death line” for America’s middle class. This so-called financial death line refers to a critical threshold: when a household’s net worth falls below a certain level, its financial foundation becomes extremely fragile. If a family member, especially the primary earner, loses a job, suffers a major illness, or faces an emergency that requires significant spending, the

Olivia Zhang
Jan 12 min read


Hoperation Fund Featured in Sina Finance
Hoperation Fund was recently featured in Sina Finance , one of China’s leading financial news platforms. Read the full report here: ...

Olivia Zhang
Sep 4, 20251 min read


Building Walls, Opening Doors: How Hoperation Fund Helps Libuton Elementary
If you go around and ask any random kid on the streets what they think about school, you’ll get around the same answers: “School is...

Olivia Zhang
Aug 17, 20253 min read


Back to School Sale: Leaf Vine Bookmark Fundraiser
As a new school year begins, Hoperation Fund is thrilled to announce our Back to School Sale—a special fundraising activity on our...

Olivia Zhang
Aug 17, 20251 min read


Opening Vice President of Chapter Positions
With 98 active members from 20 states—including 69 students and 29 adults—we are building a nationwide movement that combines financial...

Olivia Zhang
May 31, 20252 min read


How Our Market Analysis Helped Investors Avoid Major Losses in the Recent Market Drawdown
While March often signals a beautiful renewal in nature, it was anything but beautiful for the stock market. In just one month, the S&P...

Olivia Zhang
Mar 30, 20251 min read


What I Will Do in Bear Markets
The U.S. stock market continues to decline. We are now in a market correction and, with high probability, may enter a bear market. Many...

Olivia Zhang
Mar 10, 20253 min read


The Quant Model Behind Hoperation Fund’s Market Outlook
At every Hoperation Fund monthly meeting, we conduct a market analysis, providing both a long-term and mid-term market outlook. Sometimes...

Olivia Zhang
Feb 25, 20252 min read
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