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Why Wait Until University? Start Your Research Journey with Non-Trivial — Apply Now!
Non-Trivial is a free online research and project incubator for talented teenagers passionate about tackling the world's most pressing problems. I joined the program this year as a Research Fellow and received a scholarship. I love the research guidance and mentorship. The research guidance is very detailed and extremely helpful to students, especially to those without any research experience. The mentor assigned to each student is always nice and knowledgeable. I really appr

Olivia Zhang
3 days ago1 min read


Our Members’ Project Ranks Top 6 at the Finovate Hackathon
On August 16, three of our members—Olivia Zhang, Oliver Fan, and Chloe Li—along with Jefferson Lee, participated in the Finovate Hackathon. Their project, Remedi, ranked among the top 6 out of 28 competing teams. Congratulations to the team on this wonderful achievement! Remedi, with the tagline “Pay the pill, skip the bill,” aims to address a serious problem: patients who delay or skip prescription refills because of financial hardship. The proposed system identifies patient

Hoperation Fund
Aug 201 min read


More Than an Award: What the 2026 Youth on the Rise Honor Means to Me
Recently, I was deeply honored to be named a 2026 Youth on the Rise Honoree by People Newspapers in recognition of the social impact of the Hoperation Fund. On April 30, I was invited to attend the awards ceremony, which turned out to be a truly memorable and inspiring evening. It was a wonderful night during which I had the opportunity to meet many remarkable individuals, including another Youth on the Rise honoree and the distinguished 20 Under 40 honorees. These individual

Olivia Zhang
May 173 min read


My Experience Presenting at IEEE CAI 2026: Large Language Models for Stock Price Forecasting
During May 8 - 10, I attended the IEEE Conference on Artificial Intelligence, where I presented two of my research papers. One of them, “A Review of Large Language Models for Stock Price Forecasting from a Hedge-Fund Perspective,” explores how large language models (LLMs) can be applied to stock price forecasting from a practical investment perspective. This work, coauthored with Dr. Zhang, summarizes my research throughout 2025, during which I worked as a portfolio managemen

Olivia Zhang
May 173 min read


The Middle Class Financial Death Line: One Step Away from Poverty
Recently, a topic has sparked extensive and hot discussion in both China and the United States—the “financial death line” for America’s middle class. This so-called financial death line refers to a critical threshold: when a household’s net worth falls below a certain level, its financial foundation becomes extremely fragile. If a family member, especially the primary earner, loses a job, suffers a major illness, or faces an emergency that requires significant spending, the

Olivia Zhang
Jan 12 min read
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