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The U.S. stock market continues to decline. We are now in a market correction and, with high probability, may enter a bear market. Many investors are fearful and keep asking the same question: Should I sell my stocks? Before answering, we must first understand what a stock truly represents. Is it a lottery ticket that we hope will generate massive returns in a short period? Is it merely something we buy with the intent to sell at a higher price? My answer to both questions is